Terms & Conditions

Effective Date: January 2026

Welcome to the BNB Lending website (the "Website"). By accessing or using this Website, you agree to be bound by the following Terms & Conditions ("Terms"). If you do not agree with these Terms, please do not use this Website.

1. Company Information

BNB Lending is a registered DBA of Go Rascal Inc., NMLS ID 2072896. BNB Lending is licensed to conduct business in the following states:

  • Arizona
  • Florida
  • North Carolina
  • Tennessee
  • Texas

All mortgage and lending services are offered only in states where BNB Lending is properly licensed or exempt from licensing requirements.


2. No Offer or Commitment to Lend

The information provided on this Website is for general informational purposes only and does not constitute an offer, commitment, or approval to lend. Loan programs, rates, terms, and conditions are subject to change without notice and may vary based on individual borrower qualifications, property type, market conditions, and applicable laws.

Submitting information through this Website does not guarantee loan approval or the availability of specific loan terms.


3. Use of the Website

You agree to use this Website only for lawful purposes. You may not:

  • Use the Website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to systems or data
  • Use the Website to transmit harmful code, spam, or malicious content
  • Misrepresent your identity or provide false information

BNB Lending reserves the right to suspend or terminate access to the Website at its sole discretion.


4. Accuracy of Information

While BNB Lending strives to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content on this Website. Information may become outdated, and BNB Lending is under no obligation to update such information.


5. Third-Party Links

This Website may contain links to third-party websites for convenience or informational purposes. BNB Lending does not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites.


6. Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of BNB Lending or its licensors and is protected by intellectual property laws. You may not copy, reproduce, modify, distribute, or use any content without prior written consent.


7. Privacy

Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using this Website, you consent to the collection and use of information as described in the Privacy Policy.


8. Electronic Communications

By submitting forms or communicating with BNB Lending through this Website, you consent to receive communications electronically, including emails, calls, and text messages, which may include marketing or informational messages. Message and data rates may apply. Consent is not a condition of loan approval.


9. Disclaimer of Warranties

This Website is provided on an "as is" and "as available" basis. BNB Lending disclaims all warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.


10. Limitation of Liability

To the fullest extent permitted by law, BNB Lending shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Website.


11. Indemnification

You agree to indemnify and hold harmless BNB Lending, Go Rascal Inc., and their officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.


12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Go Rascal Inc. is headquartered, without regard to conflict of law principles.


13. Changes to Terms

BNB Lending reserves the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of the Website constitutes acceptance of the updated Terms.


14. Contact Information

If you have any questions about these Terms & Conditions, please contact:

BNB Lending
DBA of Go Rascal Inc.
NMLS ID: 2072896
hello@hometeamvr.com